So even if you're broke, I still suggest making your money earn you some money. There are a few options out there. You can keep it in a savings account and earn about .000000000001% interest (come on, you know it's a lame interest rate) or another option is to get a checking account that earns interest. I think one of the best ideas is to open a money market account. The best one by the way, with absolutely no minimum is Paypal. I am earning 2.38% as of the writing of this blog. Not great, but better than my savings account.
I was earning 5+% but since the fed lowered rates, that number dropped. The great thing about paypal is it takes about 3-4 days to get your money into it, same amount of time to get it out, and there is no minimum (you need at least $1 to earn interest though) I put in extra money when I have it, and pull it out when I need it. You can even keep all your money in there, and use a paypal debit card (although I don't recommend this; I have no experience with this card, so I can't speak as to it's quality)
There are other options, but just remember, even if you don't have thousands of dollars, you can still earn better returns on your money. I would love to say more, but I'm very busy getting ready to go to England in 5 days.
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